A dollar saved is a dollar earned. As I continue to pursue my interest in S-REIT Investment through s-reitinvestmentblog.sg, I am also increasing aware of the amount of money which I will save through these credit cards.

Therefore, the purpose of this blog is to consolidate all these credit card offers or rebates which we will be using everyday. I hope that this blog can be a one-stop blog on credit card rebates so that you can use and save money.

Moreover, I am going to post all the major discounts and perks that I currently enjoy for only one purpose. When I need to find data, I know where to look for it all at one place. :-)

Monday, December 1, 2014

Total Amount of money saved - A family of Four

Hi everyone,

Looks like I need to summarise all these cards which I am actively using and how it helps me to save money. However, I realize that I need to give you a glimpse of my profile so that you know whether it matches yours.

I am a working adult with a normal job, married with two kids, age 3 and 1 with help from my parents-in-law to take care of my kids. Thus, my groceries budget is catered to six people (sometimes eight). Because of this, dining during weekdays are rare as my mother-in-law cooks for us.

I live in a 4-room HDB flat. Thus, I have Singapore Power bills and S&CC charges.

I bought a car two years ago because of my second kid so I have car related budget.

I send one of my kids for Shichida course in Toa Payoh which explains why I needed education budget.

I subscribe to Mio Home plan with 3 handphone lines linked to it. Thus, I have a Singtel budget.

With this profile, here are the savings I have from most of the expenses I incur. I will update it as time goes by.

From Maybank Family and Friends Card (Groceries) = $480

From NTUC U Member (Groceries) = $240 - 117 = $132

From OCBC 365 Credit Card (Petrol) = $60 (Counting on Cash Rebate only - Changed from Citibank Dividend Card)

From OCBC 365 Credit Card (Singtel) = $54

From OCBC 365 Credit Card (Dining) = $162

From Citibank Rewards Card (Departmental Store) = $40

From CIMB Platinum Card (Education, Insurance & Home Furnishing) = $200

From OCBC Frank Card (HDB Carpark) = $65

From POSB Everyday Card = $18

From NTUC Plus! Visa = $8

Total = $1219 (About $100 per month)

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