Recently, I researched and found out that there is one card which is better than Maybank Family & Friends Card in the rebates. It is Citibank SMRT Visa. It gives 0.3% less than Maybank Family & Friends card. However, it does not have a minimum which I like it a lot. But you got to purchase at least $50. If you add the NTUC U Member rebate of 4%, you get a total of 8.7% cash rebate.
This is a result of not reading the fineprint properly. Now I am reconsidering whether to change my card to Citibank SMRT (3rd Jan). Here is the statistics anyway
Annual Groceries expenses = $9600
Annual Cash Rebate (4.7%) = $451.20 (about $37.60 per month)
Annual Cash Rebates from NTUC Member = $240 - $113 = $127
A dollar saved is a dollar earned. As I continue to pursue my interest in S-REIT Investment through s-reitinvestmentblog.sg, I am also increasing aware of the amount of money which I will save through these credit cards.
Therefore, the purpose of this blog is to consolidate all these credit card offers or rebates which we will be using everyday. I hope that this blog can be a one-stop blog on credit card rebates so that you can use and save money.
Moreover, I am going to post all the major discounts and perks that I currently enjoy for only one purpose. When I need to find data, I know where to look for it all at one place. :-)