Hi everyone,
Recently, I researched and found out that there is one card which is better than Maybank Family & Friends Card in the rebates. It is Citibank SMRT Visa. It gives 0.3% less than Maybank Family & Friends card. However, it does not have a minimum which I like it a lot. But you got to purchase at least $50. If you add the NTUC U Member rebate of 4%, you get a total of 8.7% cash rebate.
This is a result of not reading the fineprint properly. Now I am reconsidering whether to change my card to Citibank SMRT (3rd Jan). Here is the statistics anyway
Annual Groceries expenses = $9600
Annual Cash Rebate (4.7%) = $451.20 (about $37.60 per month)
Annual Cash Rebates from NTUC Member = $240 - $113 = $127
A dollar saved is a dollar earned. As I continue to pursue my interest in S-REIT Investment through s-reitinvestmentblog.sg, I am also increasing aware of the amount of money which I will save through these credit cards.
Moreover, I am going to post all the major discounts and perks that I currently enjoy for only one purpose. When I need to find data, I know where to look for it all at one place. :-)
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Citibank SMRT limits the rebate per year to S$280. You can switch to use other CC until end of the year when the Citibank SMRT rebate limit is reached. Then, use the Citibank SMRT card again in the new year until rebate limit again.
ReplyDeleteCitibank SMRT limits the rebate per year to S$280. You can switch to use other CC until end of the year when the Citibank SMRT rebate limit is reached. Then, use the Citibank SMRT card again in the new year until rebate limit again.
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