A dollar saved is a dollar earned. As I continue to pursue my interest in S-REIT Investment through s-reitinvestmentblog.sg, I am also increasing aware of the amount of money which I will save through these credit cards.

Therefore, the purpose of this blog is to consolidate all these credit card offers or rebates which we will be using everyday. I hope that this blog can be a one-stop blog on credit card rebates so that you can use and save money.

Moreover, I am going to post all the major discounts and perks that I currently enjoy for only one purpose. When I need to find data, I know where to look for it all at one place. :-)

Tuesday, July 1, 2014

Esso with Citibank Dividend Card - 18.3% Total Discount

http://www.citibank.com.sg/gcb/credit_cards/citi_dividend.htm?icid=SGCCADCENCCHOCB05

This is my main petrol card since I live just beside an Esso Petrol Kiosk. With a total of 18.3% Rebate (5% Site discount, 5% Smiles Card Discount, 4% Citibank Discount, 5% Cash Rebate on nett purchase), I think this is very good.

Drawbacks include
1) A Minimum spend of $50 per transaction (Usually will hit)
2) A Maximum Cash rebate of $800

Here are my calculations on an annual basis
Petrol purchase = $1680 ($140 per month)

Discount = $235.20
Cash Rebate = $60
Total = $295 (About $25 per month)

What do you think?
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