This is another card which has rivalled Maybank Family and Friends Card with 5% Rebate. With NTUC Member of 4% Cash rebate (up to a maximum of $240). I also get a total of 9% which is a lot.
Drawbacks include
1) a Minimum spend of $50 per transaction (This is tricky because you don't buy so much every single time)
2) A Maximum of $800 Cashback (Better than Maybank)
Here is the calculations on an annual basis
NTUC Fairprice Purchases - $9600 ($800 a month)
Rebates through NTUC Member - $240
Rebates through Citibank Dividend Card - $480
Minus off NTUC Member Fee - ($117)
Total Rebates = $603 (About $50 per month)
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