A dollar saved is a dollar earned. As I continue to pursue my interest in S-REIT Investment through s-reitinvestmentblog.sg, I am also increasing aware of the amount of money which I will save through these credit cards.

Therefore, the purpose of this blog is to consolidate all these credit card offers or rebates which we will be using everyday. I hope that this blog can be a one-stop blog on credit card rebates so that you can use and save money.

Moreover, I am going to post all the major discounts and perks that I currently enjoy for only one purpose. When I need to find data, I know where to look for it all at one place. :-)

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Friday, June 27, 2014

NTUC Fairprice with Citibank Dividend Card - 9% Rebate

http://www.citibank.com.sg/gcb/credit_cards/citi_dividend.htm?icid=SGCCADCENCCHOCB05

This is another card which has rivalled Maybank Family and Friends Card with 5% Rebate. With NTUC Member of 4% Cash rebate (up to a maximum of $240). I also get a total of 9% which is a lot.

Drawbacks include 
1) a Minimum spend of $50 per transaction (This is tricky because you don't buy so much every single time) 
2) A Maximum of $800 Cashback (Better than Maybank)

Here is the calculations on an annual basis
NTUC Fairprice Purchases - $9600 ($800 a month)

Rebates through NTUC Member - $240
Rebates through Citibank Dividend Card - $480
Minus off NTUC Member Fee - ($117)
Total Rebates = $603 (About $50 per month)

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