This is one card which is good for all purchases relating to clothes, shoes, bags, departmental store purchases etc using its 10x Citi Rewards. Here is my calculations.
$1 gives you 10 Rewards points.
3000 points gives you $10 Cash rebate.
Thus, if you spend $300, you will get a $10 cash rebate. That is 3.3% Cash Rebate.
I don't spend much on these stuffs as I have little ones at home. Should be an average of $100 per month. Here are the statistics.
Total Spend = $1200 (Average of $100 per month)
Cash Rebate = $40 (About $3.30 per month)
However, do watch out for special redemption promotion. I got $90 Esso vouchers using only 2000 points per $10 earlier on.
A dollar saved is a dollar earned. As I continue to pursue my interest in S-REIT Investment through s-reitinvestmentblog.sg, I am also increasing aware of the amount of money which I will save through these credit cards.
Therefore, the purpose of this blog is to consolidate all these credit card offers or rebates which we will be using everyday. I hope that this blog can be a one-stop blog on credit card rebates so that you can use and save money.
Moreover, I am going to post all the major discounts and perks that I currently enjoy for only one purpose. When I need to find data, I know where to look for it all at one place. :-)