This is one of the most useful cards which I need because I have to spend to get my daily necessities from the all-important NTUC Fairprice. Here is how it works.
I applied for a NTUC Member to get a 4% Cash rebate up to a maximum of $240. Moreover Maybank Family and Friends Card gives me another 5% Cash rebate. That is a total of 9% which is a lot.
1) a Minimum spend of $500 (which is quite reachable because I spend about $800 on NTUC Fairprice alone every month)
2) A Maximum of $600 Cashback
Here is the calculations on an annual basis
NTUC Fairprice Purchases - $9600 ($800 a month)
Rebates through NTUC Member - $240
Rebates through Maybank Family and Friends Card - $480
Minus off NTUC Member Fee - ($117)
Total Rebates = $603 (About $50 per month)