Since they re-launch the Citibank Dividend Card with 8% cashback on groceries, dining, petrol with a minimum spend, I have been consolidating my spending on this card. And I believe that they have made the right note this time to give a game-changing cashback on three of the most common purchases, with a forced minimum of $888 which forces us to transfer some of the purchases from other cards to this.
I believe every bank wants their customers to just use their cards as a primary card and they would have to up the game to at least match Citibank's offer.
I am consolidating mine, transferring S&CC charges and Singtel bills over. Next will be Singapore Power Bill.
A dollar saved is a dollar earned. As I continue to pursue my interest in S-REIT Investment through s-reitinvestmentblog.sg, I am also increasing aware of the amount of money which I will save through these credit cards.
Moreover, I am going to post all the major discounts and perks that I currently enjoy for only one purpose. When I need to find data, I know where to look for it all at one place. :-)
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Not sure if you have read the T&Cs. It appears that the rebate is capped at $25 DV per category (or for a group of merchants of that category).
ReplyDeleteYes I have read it. I alternate between Giant and NTUC Fairprice so I will be able to earn $50 DV. The rest of the rebates are fine so I am still able to maximise it.
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